{"id":2292,"date":"2020-09-27T21:40:25","date_gmt":"2020-09-27T21:40:25","guid":{"rendered":"https:\/\/kenfinancial.ca\/?page_id=2292"},"modified":"2020-10-03T20:05:00","modified_gmt":"2020-10-03T20:05:00","slug":"insuranceoffers","status":"publish","type":"page","link":"https:\/\/kenfinancial.ca\/?page_id=2292","title":{"rendered":"Insurance Offerings"},"content":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1601577172903{background-image: url(https:\/\/kenfinancial.ca\/wp-content\/uploads\/2020\/10\/M20-1.mp4?id=2319) !important;}&#8221;][vc_column_text]<\/p>\n<div style=\"width: 1920px;\" class=\"wp-video\"><!--[if lt IE 9]><script>document.createElement('video');<\/script><![endif]-->\n<video class=\"wp-video-shortcode\" id=\"video-2292-1\" width=\"1920\" height=\"1080\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/kenfinancial.ca\/wp-content\/uploads\/2020\/10\/M20.mp4?_=1\" \/><a href=\"https:\/\/kenfinancial.ca\/wp-content\/uploads\/2020\/10\/M20.mp4\">https:\/\/kenfinancial.ca\/wp-content\/uploads\/2020\/10\/M20.mp4<\/a><\/video><\/div>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Call (905)-621-1019 and book an assessment with Ken today&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space][vc_custom_heading text=&#8221;Insurance&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_column_text]With our ever growing dynamic world today the biggest thing one needs for their family and loved ones in general is a sense of assurance. The best way to do this is to be prepared for those next steps, and the easiest way to do this is to call Ken today to talk about your possible insurance needs.<\/p>\n<p>The pitfalls of not having insurance is not being prepared for unforeseen circumstance. These problems can often bankrupt people or best case scenario, put them in a tight place in an already downward facing situation.\u00a0 For pennies on the dollar, one can be prepared and take of situations before they arise by having an insurance package suited for their needs.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Call or email today to book an insurance needs assessment appointment. It is the best decision you can make for yourself, friends, family, and loved ones by being prepared.<\/p>\n<p>Since March of 2019 it has become more apparent that many of us are not only susceptible to growing health risk with COVID-19 along with other things that have existed predecessor.<\/p>\n<p>According to a poll conducted by the Canadian Payroll Association September of 2019, more than half of the Canadian Job force already live paycheque to paycheque. That is to say they are not financially in a situation with any savings or money set aside for a rainy day. With the complex landscape that contains money and life, more than half of Canadians would not be financially stable should they or a loved one fall ill. This is where insurance comes into do its job and stabilize things. With an insurance package properly prepared to encompass you and your loved ones you can rest assured that you have taken an excellent first step towards financial security.\u00a0 This insures that when a fallout happens you are not stuck paying out of pocket, or even worse leaving a loved one behind to have to figure out how to do the same thing to solve these complex problems of life.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2296&#8243; img_size=&#8221;large&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;#4788eb&#8221;][vc_single_image image=&#8221;2415&#8243; img_size=&#8221;full&#8221;][vc_column_text]<\/p>\n<h2>Disability Insurance<\/h2>\n<p>Disability Insurance Policy will provide assurance that if you become disabled and can no longer perform work in order to earn your income, you will have coverage. Many companies will give you the option of different levels of coverage. Insurance premiums are usually deducted from your bank account (PAC) Disability Insurance will pay you an ongoing income if you become disabled and are unable to pursue employment or business activities. There are limits to how much you can receive based on your pre-disability earnings. Rates will vary based on occupational duties and length of time in a particular industry. This kind of coverage has a waiting period before you can begin collecting benefits, usually 30, 60, 90 or 120 days. The benefit paying period also varies from 2 years to age 65. A short waiting period will cost more than a longer waiting period. As well, a long benefit paying period will cost more than a short benefit paying period.[\/vc_column_text][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;#4788eb&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;2414&#8243; img_size=&#8221;full&#8221;][vc_column_text]<\/p>\n<h2>Critical Illness<\/h2>\n<p>Critical Illness Insurance pays a lump sum Benefit upon diagnosis of a covered condition, such as, heart attack, cancer and stroke. Critical illness insurance first emerged in South Africa in 1983 and was known as dread disease insurance. Dr. Marius Barnard Founder of Critical Illness Insurance, the brother of the late world-renown South African heart transplant surgeon, Dr. Christian Barnard.<\/p>\n<ul>\n<li>You must be healthy when applying for coverage<\/li>\n<li>Smokers will be rated higher than non-smokers<\/li>\n<li>Family history is very important<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;#4788eb&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;2417&#8243; img_size=&#8221;full&#8221;][vc_column_text]<\/p>\n<h2>Medical Insurance<\/h2>\n<p>Whether you\u2019re self-employed, between jobs or retired, there is a perfect health care package of benefits for you and your family through our medical Insurance Member Plan . With the rapid changes in provincial health care plans, it is important to ensure you have affordable protection against unexpected medical expenses.<\/p>\n<p>Individual health products offered by the various Medical insurance Plans are uniquely designed to provide services that supplement province government health plan. They offer an excellent range of supplementary health and dental benefits, including drug, vision and hospital.<\/p>\n<p>And did you know that the premiums for your individual health plan are eligible medical expenses under the Canadian Federal Income Tax Act?<\/p>\n<p>When you are looking for an individual life insurance product, our Plans have a variety of products to suit your needs.[\/vc_column_text][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;#4788eb&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;2416&#8243; img_size=&#8221;full&#8221;][vc_column_text]<\/p>\n<h2>Life Insurance<\/h2>\n<p>Life Insurance is essential to all good planning whether it be to protect your family against a sudden loss of income or plan your estate. Life Insurance works by providing your loved ones with a tax free benefit upon your death. This benefit can help them pay off loans and debts, cover funeral costs and maintain the family\u2019s standard of living.[\/vc_column_text][vc_separator color=&#8221;custom&#8221; accent_color=&#8221;#4788eb&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_single_image image=&#8221;2418&#8243; img_size=&#8221;full&#8221;][vc_column_text]<\/p>\n<h2>Travel &amp; Visitors Insurance<\/h2>\n<p><span class=\"style1\">Canadian Travel Coverage<\/span>\u00a0Out of Canada emergency medical expenses are not generally covered by your provincial medical plan and these expenses can be financially overwhelming.<\/p>\n<p>For millions of Canadians, comprehensive emergency travel coverage offered by our Travel insurance Member Plans has become an essential part of their holiday plans.<\/p>\n<p>While traveling outside your own province of residence in Canada, some medical and paramedical expenses may only be partially covered by your provincial health insurance program. Whether you travel frequently or occasionally, there is a plan that\u2019s right for you. Depending on your needs, you can opt for coverage on a daily or annual basis.<\/p>\n<p>Visitors To Canada emergency medical expenses can be overwhelming. Visitors Insurance is a necessity. So relax and enjoy your stay in Canada. Please contact one of our representative either prior to or within five days of your arrival to activate this coverage.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1601577172903{background-image: url(https:\/\/kenfinancial.ca\/wp-content\/uploads\/2020\/10\/M20-1.mp4?id=2319) !important;}&#8221;][vc_column_text] [\/vc_column_text][vc_custom_heading text=&#8221;Call (905)-621-1019 and book an assessment with Ken today&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space][vc_custom_heading text=&#8221;Insurance&#8221; google_fonts=&#8221;font_family:Open%20Sans%3A300%2C300italic%2Cregular%2Citalic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic|font_style:400%20regular%3A400%3Anormal&#8221;][vc_column_text]With our ever growing dynamic world today the biggest thing one needs for their family and loved ones in general is a sense of assurance. The best way to do this is to be prepared for [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-fullwidth.php","meta":[],"_links":{"self":[{"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=\/wp\/v2\/pages\/2292"}],"collection":[{"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2292"}],"version-history":[{"count":0,"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=\/wp\/v2\/pages\/2292\/revisions"}],"wp:attachment":[{"href":"https:\/\/kenfinancial.ca\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}