As a financial service agent, I offer a wide range of financial services products ranging from Insurance to Pre Need Benefits. I am committed to providing my clients with, cutting edge financial services products, that are offered by the leading institutions in today’s ever changing market. With multiple partnerships I aim to bring you the best offerings to suit your financial service needs.
To be the leader in the Financial Services industry, by providing SERVICE EXCELLENCE, STAFF INTEGRITY & RELIABLE PRODUCTS AND SERVICES.
To provide prompt service to all Canadians by, upholding the highest standards in client service.
As my client, you have the luxury of choosing the insurance product according to your budget and need. Be it Life, Term Life, mortgage Insurance, Critical illness, or Medical Insurance we offer you the freedom of choosing it from any of the institutions listed.
We partner to offer you multiple investment and insurance packages to try to cater to every clients needs. Our success is in your success, call today to join the winning team.
Critical Illness Insurance pays a lump sum Benefit upon diagnosis of a covered condition, such as, heart attack, cancer and stroke. Critical illness insurance first emerged in South Africa in 1983 and was known as dread disease insurance. Dr. Marius Barnard Founder of Critical Illness Insurance, the brother of the late world-renown South African heart transplant surgeon, Dr. Christian Barnard.
Disability Insurance Policy will provide assurance that if you become disabled and can no longer perform work in order to earn your income, you will have coverage. Many companies will give you the option of different levels of coverage. Insurance premiums are usually deducted from your bank account (PAC) Disability Insurance will pay you an ongoing income if you become disabled and are unable to pursue employment or business activities. There are limits to how much you can receive based on your pre-disability earnings. Rates will vary based on occupational duties and length of time in a particular industry. This kind of coverage has a waiting period before you can begin collecting benefits, usually 30, 60, 90 or 120 days. The benefit paying period also varies from 2 years to age 65. A short waiting period will cost more than a longer waiting period. As well, a long benefit paying period will cost more than a short benefit paying period.
Many Individuals and families are making the decision to prearrange and pre-fund their funeral before the need arises. Pre-planning the final expense is essential as it provides peace of mind for you and your family, assures that your specific personal wishes are recorded, eases the financial burden on your family and allows for costs and funeral arrangements to be discussed without emotional stress.
Life Insurance is essential to all good planning whether it be to protect your family against a sudden loss of income or plan your estate. Life Insurance works by providing your loved ones with a tax free benefit upon your death. This benefit can help them pay off loans and debts, cover funeral costs and maintain the family’s standard of living.
Whether you’re self-employed, between jobs or retired, there is a perfect health care package of benefits for you and your family through our medical Insurance Member Plan . With the rapid changes in provincial health care plans, it is important to ensure you have affordable protection against unexpected medical expenses.
Individual health products offered by the various Medical insurance Plans are uniquely designed to provide services that supplement province government health plan. They offer an excellent range of supplementary health and dental benefits, including drug, vision and hospital.
And did you know that the premiums for your individual health plan are eligible medical expenses under the Canadian Federal Income Tax Act?
When you are looking for an individual life insurance product, our Plans have a variety of products to suit your needs.
Canadian Travel Coverage Out of Canada emergency medical expenses are not generally covered by your provincial medical plan and these expenses can be financially overwhelming.
For millions of Canadians, comprehensive emergency travel coverage offered by our Travel insurance Member Plans has become an essential part of their holiday plans.
While traveling outside your own province of residence in Canada, some medical and paramedical expenses may only be partially covered by your provincial health insurance program. Whether you travel frequently or occasionally, there is a plan that’s right for you. Depending on your needs, you can opt for coverage on a daily or annual basis.
Visitors To Canada emergency medical expenses can be overwhelming. Visitors Insurance is a necessity. So relax and enjoy your stay in Canada. Please contact one of our representative either prior to or within five days of your arrival to activate this coverage.
An Education Savings Plan (RESP) is a savings vehicle generally used by parents to save for their children’s post-secondary education. More precisely, it is a contract between an individual (the subscriber) and a person or organization (the promoter). The subscriber makes contributions that accumulate tax-free earnings. In return the promoter agrees to use the accumulated funds to pay or to cause to be paid educational assistance payments to one or more beneficiaries designated by the subscriber. A Registered Education Savings Plan (RESP) is an ESP that has been registered with Canada Revenue Agency.
Retirement savings plan ensure that you have a comfortable retirement while reducing your taxable income. Every amount you save helps you reach your financial objectives, maintain your current standard of living during your retirement, acquiring a financial cushion to meet contingencies, providing good education to your children or simply fulfilling your dream and carrying out your favourite projects.